Conventional Loans

What is a Conventional Loan?

 A conventional loan is a mortgage that is NOT backed by any Government agency such as the Federal Housing Administration (FHA) or Veterans Administration (VA).

Rocklin Conventional LoanConventional loans meet the lending requirements of Fannie Mae and Freddie Mac, the two largest buyers of mortgage loans in the United States of America.

Conventional loans can be used to finance a primary residence, a second home, vacation property, or a rental property. This is an advantage over FHA and VA loans as those government programs can only be used to finance a primary residence.

As of 2019, in Rocklin, CA you can borrow up to 97% of the value of the home with certain Conventional loan programs.  Typically you need a credit score of 620 and above to qualify.  Some additional benefits include higher loan limits and no Mortgage Insurance (MI) with 80% loan-to-value (LTV) ratio.

Every borrower’s situation is different and unique so the best option is always speak to a professional to find out what your options are.

To learn more or to see if a Conventional loan is the right loan for you please click here! 




Loan Officer: NMLS #1672395

Branch Manager – Michael Salondaka
NMLS # 310690

Branch address – 5800 Lonetree Blvd, Suite 102
Rocklin CA 95765

Contact Us

Buddy Gobbell- Supreme Lending
5800 Lonetree Blvd Suite 102
Rocklin , CA 95765
Phone: (916) 730-8761


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This website is not authorized by the New York State Department of Financial Services to accept mortgage loan applications for properties located in New York. For New York applicants, please visit our New York authorized website:

© 2019 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 ( 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is an Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency.