Jumbo Loans

What is a Jumbo Loan?

A jumbo loan is a mortgage loan that exceeds conforming loan limits set by the Office of Federal Housing Enterprise Oversight.  Conforming loan limits cap the dollar value on loans that are backed by a government-sponsored program or enterprise.

backyard-lights-mansion-32870A mortgage doesn’t have to be 7 digits to be called a jumbo loan.  A loan amount $1 over the loan limit is defined as a jumbo loan.  Currently in Rocklin, CA the conforming loan limit is $552,000.  Thus, any loan over the $552,000 amount will be considered a jumbo loan.

Jumbo loans will typically require 20% down or more and the credit and reserves requirements can be stricter.  The obvious benefit of a jumbo loan is the ability to borrow more money.

Every borrower’s situation is different and unique so the best option is always speak to a professional to find out what your options are.

To learn more or to see if a Jumbo loan is the right loan for you please click here. 



Loan Officer: NMLS #1672395

Branch Manager – Michael Salondaka
NMLS # 310690

Branch address – 5800 Lonetree Blvd, Suite 102
Rocklin CA 95765

Contact Us

Buddy Gobbell- Supreme Lending
5800 Lonetree Blvd Suite 102
Rocklin , CA 95765
Phone: (916) 730-8761


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© 2019 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is an Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency.