VA Loans

What is a Veterans Administration (VA) Loan?

Couple laying on USA flag A VA loan is a mortgage loan that’s issued by private lenders and backed by the U.S. Department of Veterans Affairs.  It helps U.S. veterans, active duty service members, and widowed military spouses buy or refinance a home.

VA loans were introduced as part of the GI Bill in 1944, and have grown increasingly popular in recent years.  There are no limits on how much you can borrow, but there are limits on what the VA will guarantee.

VA loans don’t require a down payment and have lenient credit and income requirements which is the biggest advantage of using a VA loan.  VA loans can only be used for their primary residence.  Unlike other low down-payment mortgage options, a VA loan doesn’t require private mortgage insurance.  Both FHA and Conventional loans with less than 20% down require PMI, however a VA loan does not.

Every borrower’s situation is different and unique so the best option is always speak to a professional to find out what your options are.

To learn more or to get pre-approved today please click here.




Loan Officer: NMLS #1672395

Branch Manager – Michael Salondaka
NMLS # 310690

Branch address – 5800 Lonetree Blvd, Suite 102
Rocklin CA 95765

Contact Us

Buddy Gobbell- Supreme Lending
5800 Lonetree Blvd Suite 102
Rocklin , CA 95765
Phone: (916) 730-8761


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© 2019 EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 ( 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. All rights reserved. Supreme Lending is an Equal Housing Opportunity Lender. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency.